body {
      font-family: 'Segoe UI', sans-serif;
      margin: 0;
      background-color: #ffffff;
      color: #1C1C1C;
      overflow-x: hidden;
    }
    .loader {
      position: fixed;
      z-index: 9999;
      top: 0; left: 0;
      width: 100vw; height: 100vh;
      background: #ffffff;
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .loader div {
      border: 6px solid #ccc;
      border-top: 6px solid #D22630;
      border-radius: 50%;
      width: 50px;
      height: 50px;
      animation: spin 1s linear infinite;
    }
    @keyframes spin {
      0% { transform: rotate(0deg); }
      100% { transform: rotate(360deg); }
    }
    .hero {
      background-color: #003366;
      color: white;
      padding: 60px 20px;
      text-align: center;
      animation: fadeIn 1s ease-in-out;
    }
    .section {
      padding: 50px 20px;
      animation: slideUp 1s ease-in-out;
    }
    .section h2 {
      text-align: center;
      color: #003366;
      margin-bottom: 40px;
    }
    .card-container {
      display: flex;
      flex-wrap: wrap;
      gap: 30px;
      justify-content: center;
    }
    .card {
      background-color: #F2F2F2;
      border-radius: 12px;
      box-shadow: 0 4px 12px rgba(0,0,0,0.08);
      padding: 20px;
      max-width: 300px;
      flex: 1 1 260px;
      text-align: center;
      cursor: pointer;
      transition: transform 0.3s ease;
    }
    .card:hover {
      transform: translateY(-8px);
      background-color: #e6e6e6;
    }
    .card img {
      width: 100%;
      border-radius: 10px;
      margin-bottom: 10px;
    }
    .process-step {
      background-color: #D22630;
      color: white;
      padding: 18px;
      margin: 10px auto;
      border-radius: 8px;
      width: 80%;
      max-width: 600px;
      text-align: center;
      font-weight: 600;
      cursor: pointer;
    }
    .process-step:hover {
      background-color: #a71d27;
    }
    .step-detail {
      display: none;
      background-color: #F9F9F9;
      border-left: 4px solid #D22630;
      margin: 10px auto 30px auto;
      padding: 20px;
      max-width: 600px;
      font-size: 15px;
    }
    .footer {
      background-color: #1C1C1C;
      color: white;
      padding: 40px 20px;
      text-align: center;
    }
    .btn-primary {
      background-color: #D22630;
      color: white;
      border: none;
      padding: 12px 24px;
      border-radius: 5px;
      font-size: 16px;
      cursor: pointer;
      text-decoration: none;
    }
    .btn-primary:hover {
      background-color: #a71d27;
    }
    @keyframes fadeIn {
      from { opacity: 0; } to { opacity: 1; }
    }
    @keyframes slideUp {
      from { transform: translateY(40px); opacity: 0; }
      to { transform: translateY(0); opacity: 1; }
    }